Yes. We can go up to 90% LTV on many programs. We specialize in cash-out refinances on non-owner-occupied properties — rentals, vacation homes, second homes, and fix & flip.

No — we only do Business Purpose Loans on residential properties and commercial loans. We are not licensed for owner-occupied primary residence home equity loans.

Yes. We have many stated income, no-doc, and asset-based programs. Self-employed and investor borrowers are welcome.

Single-family rentals, vacation homes, second homes, fix & flip, new construction, short-term rentals (Airbnb/VRBO), multi-family 1–4 units, and commercial properties.

We lend in 45+ states. We are Texas specialists but close loans nationwide.

$75,000 for most programs. Some hard money programs start at $50,000.

660+ for conventional investment programs. Hard money programs have no minimum credit score — approval is based on property value and equity.

Hard money programs: 5–10 business days. DSCR and conventional investment programs: 14–21 days.

Since 1998. Daniel Peterson has been closing investment property loans in Texas for over 25 years.

Yes. We use short-term rental income to qualify borrowers — even without a traditional lease.

Yes — seasoning requirements vary by program. Some programs allow cash-out immediately after purchase with no seasoning.