Fix & Flip Loans — Fast Funding for Investors
Need capital to buy and renovate a property? Our fix & flip loans are designed for speed — close in days, not weeks. We fund the purchase AND the rehab, so you can move fast when a deal comes up.
Fix & Flip Program Highlights
- Up to 90% of purchase price + 100% of rehab costs
- Based on After Repair Value (ARV), not current value
- No income documentation required
- Close in 5–10 business days
- Interest-only payments during rehab
- Loan amounts from $75,000 to $5M+
- Single-family, multi-family, mixed-use eligible
- Texas and 45+ states
How Fix & Flip Loans Work
We lend based on the After Repair Value (ARV) of the property — what it will be worth after renovation, not what it’s worth today. This means you can often borrow more than the purchase price, with rehab funds held in escrow and released as work is completed.
| Example Deal | Amount |
|---|---|
| Purchase Price | $180,000 |
| Rehab Budget | $45,000 |
| After Repair Value (ARV) | $310,000 |
| Max Loan (80% ARV) | $248,000 |
| Your Cash In | ~$0 |
What We Look For
Experience helps but isn’t required. We evaluate: the deal (purchase price vs ARV), the property condition, your exit strategy, and your credit profile. First-time flippers are welcome with a strong deal.
Ready to Fund Your Next Flip?