(No longer doing Owner Occupied residential mortgages, only Business  Purpose Loans on Residential Properties and Commercial Loans )

Eligible Property Types
Non Owner Occupied Business Purpose Residential
Office
Office Condo
Retail
Warehouse
Mixed Use
Assisted Living
Restaurant
Light Industrial
Automotive (no sales)
Daycare
Funeral Home
C-Store (No Fuel)
Dry Cleaner
Hotel/Motel*
Church*
Medical Office
Investment
Office
Office Condo
Strip center
Medical office
Mixed Use
Retail
Warehouse/Distribution
Light Industrial
NNN Credit Tenant
Self Storage

Ineligible Property/Loan Types

SRO Properties
Co-op or Timeshare
Adult Entertainment
Golf Courses

Construction loans on investment
Owner Occupied Residential real estate

Owner Occupied Commercial Loan Check list

1. General Information Form (attached or use your own)
2. Operating Company Tax Returns for Trailing Three Years
3. Current Interim Profit and Loss Statement And Balance Sheet of the Operating Company
(within 60 days)
4. Business Debt Schedule (attached or use your own)
5. Complete Personal Tax Returns for Trailing Three Years for All Principals
6. Personal Financial Statement for All Principals (attached or use your own)
7. Resume for Key Principals (attached or use your own)
Investment Property Loan Checklist
1. General Information Form (attached or use your own)
2. Property Income and Expense Statement for Trailing Three Years
3. Current Interim Income and Expense Statement of the Property (Within 60 Days)
4. Property Rent Roll (attached or use your own)
5. Complete Personal Tax Returns for Trailing Three Years for All Principals
6. Personal Financial Statement for All Principals (attached or use your own)
7. Resume for Key Principals (attached or use your own)

If you have additional information that you can provide such as a property appraisal, environmental reports, property photos, current credit report(s), etc., please include as this will typically help with the approval process.

Daniel Peterson, Mortgage, commercial loans- Houston-Dallas-fort-worth-Austin-san-antonio-Texas Home equity lending INC.