Investment Property Cash-Out Loans
Own a rental property with equity? Put that equity to work. We offer cash-out refinance loans specifically designed for non-owner-occupied single-family investment properties — no income documentation required on select programs.
Program Highlights
- Up to 75% LTV on single-family rentals
- No rental income verification on DSCR programs
- Minimum 660 credit score
- Loan amounts from $75,000 to $3M+
- Fixed 30-year, 15-year, and ARM options
- Close in 10–21 days
- Texas and nationwide
Who This Is For
This program is ideal for real estate investors who own single-family rentals (SFR) and want to pull cash out to buy more properties, fund renovations, or consolidate debt — without jumping through the hoops of traditional bank underwriting.
How It Works
We use the property’s rental income (DSCR) or your asset base to qualify — not your W-2 or tax returns. If the property cash flows and you have equity, we can typically get you approved and funded in under 3 weeks.
Frequently Asked Questions
Can I cash out on a property I just bought? Yes — seasoning requirements vary by program, some allow cash-out immediately after purchase.
Do I need to show rental leases? On our DSCR program, we use a rent survey — no existing lease required.
What’s the minimum credit score? 660 for most programs. Some hard money options have no minimum.
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